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ICICI Lombard Travel Insurance

Individual Overseas Travel Insurance
Do you have plans on going for an overseas holiday or travelling abroad on business, or perhaps are thinking about pursuing your studies in another country? Whatever your reasons may be, travel insurance is a must for such journeys. In order to receive medical treatment abroad you are required to have a valid medical insurance policy.

Medical expenses abroad are rather expensive, especially when you consider the currency conversion factor. So availing of a travel insurance policy to meet your medical needs abroad is highly recommended. In addition it is far cheaper to purchase it in India.

Generally a travel insurance policy would cover theft, loss or damage of personal baggage and belongings. The administrative costs to be borne for a lost passport are also reimbursed by the insurance provider. Medical expenses incurred while on tour due to accidents, sudden and accidental deaths, or severe injury that gives rise to a disability and also cancellation/delay of the trip in view of unforeseen circumstances should be included in the policy.

ICICI Lombard is the top provider of Travel Insurance in India and provides 3 types of polices as below:

All ICICI Lombard Travel Insurance policies will provide you with benefits like Checked-in Baggage loss/delay and the unique facility of Cashless Hospitalisation worldwide.ICICI Lombard’s travel insurance plans are the most favourable among others because they cover Pre-Existing diseases in life-threatening emergency situations.

Benefits
A comprehensive travel insurance policy has key benefits like:

  • Cover for Pre-existing diseases in life-threatening emergency situations
  • Quality servicing through tie-ups with leading healthcare providers
  • Cashless hospitalization
  • No medical check-up required
  • Medical evacuation costs back to India
Coverage Details Coverage Amount Platinum Plan Age 1 to 70 years Gold PlanAge 1 to 70 years
Medical Cover* US$ 50,000,
US$ 100,000,
US$ 250,000
Cashless hospitalisation worldwide  
Daily allowance for hospitalisation$ US$ 25 (for 5 days)
Dental Treatment* US$ 250
Passport Loss** US$ 200
Checked-in Baggage Loss US$ 500
Checked-in Baggage Delay+ US$ 100
Personal Accident US$ 15,000
Personal Liability US$ 100,000
Financial Emergency Assistance US$ 300
Hijack Distress Allowance*** (7 days max) US$ 125 per day
Trip Cancellation & Interruption* US$ 500 -
Missed Connectionˆ US$ 500 -
Trip Delay*++ US$ 500 -
Home Insurance#
- Building
- Content
Rs. 2,000,000
Rs. 500,000
-
Repatriation of Remains US$ 7,000
180 days Policy extendable upto 360 days  
Scenario 1 : Premium for an individual, aged 35 years, traveling to USA for 30 days Insured for US$ 100,000 Rs. 2,455 Rs. 1,714
Scenario 2 : Premium for an individual aged 65 years, traveling to Europe for 30 days Insured for US$ 100,000 Rs. 3,981 Rs. 2,690
 
 
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